logo

We are a normal GP practice, looking after public and private patients.

We are 2 doctors, myself and Dr Sinead Beirne, and a nurse (my Mrs Caitriona O’Sullivan, who is practice nurse, midwife, breastfeeding support etc). We share 3 reception staff with the other GP practice.

We provide the full range of GP services, from cradle to grave, including maternity care, cervical screening, childhood and travel vaccination, contraception, health screening, ECG, lung function testing, chronic illness care, blood tests, repeat prescriptions and so on, but we also have some specialized services that are not commonly found in most practices:

  • Minor surgery procedures, from ingrown toenails and cysts to moles and skin cancers, wart freezing etc. We take referrals from all over Dublin and carry out approx. 700 procedures annually
  • We provide ultrasound scanning, including general abdominal scanning, assessment of prostate, aorta, gallstones, uterus, and pregnancy scanning.
  • As a result, we have an extensive maternity practice, participate in shared antenatal care with the hospital, offer midwife care and provide comprehensive breastfeeding support for new parents.
  • We combine ultrasound and surgical skills to find and remove contraceptive implants that get lost in people’s arms
  • We have substantial expertise in diabetes care.

Instagram feed

01 666666 info@jgs.ie

AIB Tracker Mortgage – Errors Acknowledged

Written by David O’Dowd

You may have followed this story in the media recently, AIB on the back of a hugely profitable year have decided to restore 3,300 homeowners to trackers and offer refunds for interest overpayments,  compensation of 15% of the refund, and up to €600 for independent legal advice. This was discovered following a call by the ECB to carry out a review of tracker mortgage related issues.

An AIB tracker mortgage is essentially a home loan with an interest rate set at a percentage above the fluctuating European Central Bank (ECB) rate, if the ECB rate goes up so does your Tracker Mortgage rate, likewise if the ECB rate goes down then so does your Tracker Mortgage rate.

AIB have acknowledged it has been charging some customers the more expensive variable rates on their mortgages when they were entitled to be on cheaper tracker rates.

In the past, some customers who had been originally been given tracker rates by AIB were offered alternative products, like fixed-rate mortgages. After a certain amount of time, these customers were meant to be offered the chance to switch back over to tracker rates, but no such deal was given.

Instead, customers were switched onto a less favourable variable rate and some ended up paying over the odds for their mortgages. The result of this was some mortgagors were put at risk of losing their properties because they can’t afford the repayments.

If you feel that you might have been affected by an AIB Tracker Mortgage or overcharging or indeed that of any other financial institution please contact our team to arrange a no obligation consultation.

 

David O’Dowd                                                                                     Date: 1st December 2016

Partner                                                                                   

John Gaynor & Co. Solicitors LLP

42-46 Thomas Street

Dublin 8

Sorry, the comment form is closed at this time.