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We are a normal GP practice, looking after public and private patients.

We are 2 doctors, myself and Dr Sinead Beirne, and a nurse (my Mrs Caitriona O’Sullivan, who is practice nurse, midwife, breastfeeding support etc). We share 3 reception staff with the other GP practice.

We provide the full range of GP services, from cradle to grave, including maternity care, cervical screening, childhood and travel vaccination, contraception, health screening, ECG, lung function testing, chronic illness care, blood tests, repeat prescriptions and so on, but we also have some specialized services that are not commonly found in most practices:

  • Minor surgery procedures, from ingrown toenails and cysts to moles and skin cancers, wart freezing etc. We take referrals from all over Dublin and carry out approx. 700 procedures annually
  • We provide ultrasound scanning, including general abdominal scanning, assessment of prostate, aorta, gallstones, uterus, and pregnancy scanning.
  • As a result, we have an extensive maternity practice, participate in shared antenatal care with the hospital, offer midwife care and provide comprehensive breastfeeding support for new parents.
  • We combine ultrasound and surgical skills to find and remove contraceptive implants that get lost in people’s arms
  • We have substantial expertise in diabetes care.

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01 666666 info@jgs.ie

Loan to value savings

Loan to value savings

If you bought your house a number of years ago you will probably find that your house has risen in value and as a result the debt or loan on your property will have decreased relative to the current market value of your property.  You can therefore request from your lender a reduction in your lending rate based on a lower LTV (loan-to-value).

Process

The easiest process is to contact your current lender and ask for this reduction.  However, if they are unwilling, you can switch to another lender and the cost of so doing can be minimal as most Banks will offer you either a sum of money towards your legal fees – KBC is offering €3,000 up until September or a cashback deal – PTSB offer a 2% cashback and Bank of Ireland is currently offering 3% of the value of the mortgage cashback.

What to do

If you are in this position, it seems to be a no brainer and if you want to save further money into the future, you could consider using your savings on the repayments to overpay on your mortgage which could save you a large sum in the long term.

For further information on this or any other matter, please contact our office on 01-4540068 or email info@jgs.ie for an appointment.

John Gaynor
John Gaynor & Co. Solicitors LLP
42-46 Thomas Street
Dublin 8

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