If a person is suffering from ill health, a mental condition or a physical disability, and does not have the capacity to consent to a Nursing Home Loan, a Care Representative will need to be appointed to act on his/her behalf.
The sole purpose and only authority a Care Representative has is to consent to a Nursing Home Loan under the Fair Deal Scheme. To become a Care Representative, an application must be made to the courts on behalf of the individual.
Whilst a solicitor is not necessarily required for such an application, the process itself is complex and does require physical attendance in court. Our team of expert succession law solicitors can guide you through this process and will explain everything to you in plain English.
What is the Fair Deal Scheme?
The Fair Deal Scheme facilitates the provision of long-term residential care through financial support. In return such care, a nursing home loan is taken out and is attached to a person’s land and property. This allows the reimbursement to be deferred until the death of the person requiring nursing home care.